General

The terms of this disclaimer (hereinafter referred to as “Disclaimer”) apply to this web site (www.ifsghana.org.) of The Institute for Fiscal Studies (Ghana) (“IFS”) with its head office at No 13, 2nd Close (now Yapei Link), Airport Residential Area, Accra, Ghana. By accessing this web site and or using the information provided on or via this web site you agree to be bound by this Disclaimer. In the event of any conflict between the terms and conditions of specific products and services and this Disclaimer, the conditions specific to such products and services shall prevail.

Use of this Website

The information provided on or via this web site should not be used as a substitute for any form of advice. Decisions based on this information are for your own account and risk. Although The Institute for Fiscal Studies (Ghana) (“IFS”) attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are considered reliable, The Institute for Fiscal Studies (Ghana) (“IFS”) makes no warranties or representations, express or implied, as to whether information provided on or via this web site is accurate, complete or up-to-date. The Institute for Fiscal Studies (Ghana) (“IFS”) controls and maintains this web site from Ghana and makes no representation that the information provided on or via this web site is appropriate or available for use in other locations. If you use this web site from other locations, you are responsible for compliance with applicable local laws. The Institute for Fiscal Studies (Ghana) (“IFS”) does not represent or warrant that this web site functions without error or interruption. Use of this website that may hinder the use of other Internet users, that can endanger/jeopardize the functioning of this web site and/or affect the information provided on or via this web site or the underlying software, is not permitted.

Third Party Information, Products and Services

Where The Institute for Fiscal Studies (Ghana) (“IFS”) provides hypertext links to third party web sites, such links are not an endorsement by The Institute for Fiscal Studies (Ghana) (“IFS”) of any products or services provided on or via such web sites. The use of such links is entirely at your own risk and The Institute for Fiscal Studies (Ghana) (“IFS”) accepts no responsibility or liability for the content, use or availability of such web sites. The Institute for Fiscal Studies (Ghana) (“IFS”) has not verified the truth, accuracy, reasonability, reliability, and completeness of any content of such web sites.

Intellectual Property

The Institute for Fiscal Studies (Ghana) (“IFS”), or the relevant owner, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos). You may not copy, download, publish, distribute or reproduce any of the information contained on this web site in any form without the prior written consent of The Institute for Fiscal Studies (Ghana) (“IFS”) or the appropriate consent of the owner. However, you may print and/or download information contained on this web site for your own personal use. Links to The Institute for Fiscal Studies (Ghana) (“IFS”) web site are not permitted without the prior written consent of The Institute for Fiscal Studies (Ghana) (“IFS”).

Communication Online

Messages that you send to The Institute for Fiscal Studies (Ghana) (“IFS”) by e-mail may not be secured. The Institute for Fiscal Studies (Ghana) (“IFS”) recommends that you do not send any confidential information to The Institute for Fiscal Studies (Ghana) (“IFS”) by e-mail. If you choose to send any messages to The Institute for Fiscal Studies (Ghana) (“IFS”) via e-mail, you accept the risk that they may be intercepted, misused and modified by a third party.

Exclusion of Liability

Neither The Institute for Fiscal Studies (Ghana) (“IFS”) nor any of its agents or subcontractors shall be liable for any direct, indirect, special, incidental, consequential, punitive, or exemplary damages, including lost profits (even if The Institute for Fiscal Studies (Ghana) (“IFS”) is advised of the possibility thereof) arising in any way from, including but not limited to, (i) any defects, viruses and any other malfunctions caused to any equipment and other software in connection with access or use of this web site, (ii) the information provided on or via this web site, (iii) the interception, modification or misuse of information transmitted to The Institute for Fiscal Studies (Ghana) (“IFS”) or transmitted to you, (iv) the functioning or nonavailability of this web site, (v) the misuse of this web site, (vi) the loss of data, (vii) downloading or use of any software made available by this web site, or (viii) claims of third parties in connection with the use of this web site. The exclusion of liability is also made for the benefit of directors and employees of The Institute for Fiscal Studies (Ghana) (“IFS”).

Applicable Law

This web site and its Disclaimer shall be governed by and construed in accordance with the laws of the Republic of Ghana. All disputes arising out of or in connection with this Disclaimer shall be submitted to the exclusive jurisdiction of the courts of the Republic of Ghana.

Amendments

The Institute for Fiscal Studies (Ghana) (“IFS”) reserves the right to change the information provided on or via this web site, including the terms of this Disclaimer, at any time and without notice. It is recommended that you review the information provided on or via this web site, including the terms of this Disclaimer, periodically for changes.